Blog #1 – About Me

I am a year out of college and have been reading and learning about personal finance, real estate, and investing for the last 3 years while going through my last years of school. After reading a few books I realized I was learning so much more through the books than I was sitting in a classroom for an education that I was paying for. After that realization hit me, I put a large focus on reading and learning more about where this could take me. 

I started with a mindset book which talked about investing. Leading me to investing in real estate. Leading from real estate to business books. Then going from business books to mindset/psychology books creating the full circle. It all led to one another and then came back around. They all interact with one another. Then podcasts came along and now all I listen to are podcasts about Real Estate, Money, Business, Mindset, Self Development, and my newest interest which is Travel Hacking.

I started writing this soon after I saw a ton of people my age putting themselves in bad debt with the illusion of having fun and wanting nice things. Some of these things were taking expensive vacations, going out to eat a lot, going out to bars all the time, car payments, expensive apartments, and expensive clothing/shoes. Even my coworkers would talk about finances and their money problems but they didn’t necessarily want any advice from someone younger than them. I kept asking myself how these people were doing these things and still had any money left, but the interesting thing was that they didn’t. They were spending all of their money and not saving or investing, or even thinking about it.

I was buying books for my friends to read and sending them podcasts hoping they would get interested in the subject as well to help themselves. I started going to real estate meetups and being more involved in the online BiggerPockets community which helped me get a broader perspective of investing. I met a lot of cool and interesting people starting businesses, investing in real estate, and interested in talking about money. These were my people.

I wanted to help spread the message about personal finance, especially for high school and college students. The reason those ages and years are so important is because they won’t be in a bad financial position to dig themselves out of, where in most cases it takes people until their 30’s-40’s or even later in life to realize their financial mistakes. We should be teaching the younger generation about how money really works in today’s age rather than how it worked in the past. Things like investing apps, ways to make more money, how credit works, online banking, real estate, and building businesses to support themselves and their families. 

Those are the things that I hope I can spread through this as well as talking about my own personal journey through real estate and investing. I also plan to share how I track my own finances through spreadsheets, apps, notes app on my phone, and hacks to help your life. I’ll also share the best books I’ve read on various topics along with podcasts that I frequently listen to. I don’t have everything figured out and I’m learning right alongside you so let’s learn and grow together!

I hope you enjoy following along!

• Chris